The Citizen Advocate Summary: Declaring
April 11 as Safe ePay Day
Proposing April 11 as Safe ePay
Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks,
initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s
seamless integration of banking and merchant payments.
August 28 – Appeal No 98
April 11 – Declare ‘Safe ePay
Day’,
Yes, April 11 is vacant in the UN
Observance Day calendar
UPI 10th
Birthday -April 11 2026 – 226 Days to go
August 28
– GSB Seva Mandal’s Golden Ganpati and the Spirit of Seva
In the heart of Mumbai, the GSB
Seva Mandal Ganeshotsav unveils a divine spectacle, where Lord Ganesha,
resplendent in 69 kg of gold and 336 kg of silver, reigns in majestic splendor.
This revered pandal, steeped in the sacred traditions of the Gowd Saraswat
Brahman community, transforms King’s Circle into a celestial abode, drawing
devotees into a realm of spiritual ecstasy and opulent devotion.
Yes, do plan a visit these Ganeshotsav
to travel to Mumbai, to experience the Joy of Devotion.
August 28 – GSB Seva Mandal Mumbai : Where Tradition Meets
Technology
✨ Faith, Protection, and Digital Safety ✨
On August 28, Mumbai glows
brighter than usual. Streets echo with the chant “Ganpati Bappa Morya”,
the fragrance of incense fills the air, and devotees with offerings in hand
move steadily toward one of the city’s most revered pandals — the GSB Seva
Mandal Ganeshotsav at King’s Circle, Matunga.
What began in 1951, under
the guidance of the Gowd Saraswat Brahmin (GSB) community, has now become one
of India’s most iconic Ganesh celebrations. For five days, devotees bow before
a 21-foot eco-friendly idol, adorned with gold and silver worth crores,
but the true richness of this festival lies beyond ornaments. It lies in the commitment
to protection, inclusivity, and seva.
And it is here that we find a
powerful resonance with the proposed Safe ePay Day (April 11) — a day
dedicated to ensuring that India’s devotion to digital payments is strengthened
by the same values of protection and trust.
🌸 The Grandeur of GSB Seva Mandal
Stepping into the pandal is an
experience in itself. The idol, made from Shadu clay, radiates serenity.
The clay, sourced naturally, ensures that immersion does not harm marine life —
a stark contrast to idols made from Plaster of Paris. Around the idol, layers
of gold ornaments glimmer, but what stands out most is not wealth, but the
quiet discipline of faith made safe.
The Mandal’s rituals include:
- Tulabhar Seva:
Devotees are weighed against offerings like rice, sugar, or coconuts,
later distributed to the needy.
- Anna Daan Seva:
Thousands of devotees sit cross-legged to eat on banana leaves, each meal
a symbol of equality.
- Ganahoma: The crackling sacred
fire fills the air, symbolizing purification of the mind and soul.
- Madhsthan Seva:
Offerings made by devotees return as prasadam — blessings multiplied and
shared.
Every act at the Mandal carries a
deeper message: faith is not hoarded, it is circulated like wealth — safely,
fairly, and transparently.
🛡️ Insurance – Faith with a Safety
Net
The GSB Seva Mandal is often
called the “richest Ganpati”, but its true richness is not the gold on
the idol. It is the foresight in protecting every aspect of the festival.
In 2025, the Mandal secured a
record ₹474.46 crore insurance cover — the highest in Mumbai’s
Ganeshotsav history.
- ₹67 crore: All-risk cover for
ornaments.
- ₹375 crore: Accident cover for
everyone from priests and cooks to volunteers and stall workers.
- ₹30 crore: Public liability
insurance to safeguard lakhs of devotees.
- ₹2 crore: Cover against fire
and natural calamities.
This isn’t just paperwork. It is
a public assurance that devotion will not collapse under crisis. And isn’t this
the exact philosophy of Safe ePay Day? In digital finance, the insurance
equivalent is two-factor authentication, verified QR codes, and fraud
monitoring. These safeguards ensure that just as a devotee can pray without
fear, a citizen can pay without fear.
💳 Digital Seva – Tradition Meets
Technology
The GSB Seva Mandal has embraced digital
seva and donations wholeheartedly:
- Devotees can log onto the official website
to book seva.
- Secure payment options include UPI, NEFT,
and cards.
- Every seva booking generates a digital
receipt and QR code, used at the venue for entry and prasadam
collection.
- A Help Desk system addresses queries
and complaints transparently.
This system mirrors the Safe
ePay Day vision — where every citizen receives a secure acknowledgment of
their transaction, every payment is transparent, and every contribution is
recorded without middlemen.
Just as a devotee wouldn’t hand
an offering to a stranger outside the pandal, so too must no one click on
suspicious links or scan fake QR codes in digital life.
🚆🚌 Day-Trip Pilgrimages to GSB
Mandal
For many devotees, visiting the
Mahaganpati is a once-a-year pilgrimage. Some travel from within Mumbai, others
from Pune, Nashik, Surat, and beyond — often as day trips.
From Pune
- Train: Deccan Queen Express
leaves at 07:00 → Dadar 10:25. A short taxi
ride brings you to King’s
Circle. Return via Pragati Express (16:25) or Intercity
(18:30).
- Bus: Shivneri Volvos depart from
Swargate 5:30–6:00 AM. Reach Dadar in ~4 hrs, return by evening.
From Nashik
- Train: Panchavati Express
departs 06:00 → Dadar 09:00. Return at
18:10.
- Bus: Shivneri Volvos take ~4 hrs
each way.
From Surat
- Train: Flying Ranee departs
05:30 → Mumbai Central 09:35. Connect to King’s Circle via Harbour Line.
Return at 17:55.
Within Mumbai
- Local Rail: King’s Circle
(Harbour), Matunga (Central), Dadar (Western).
- Bus: BEST routes from CST,
Kurla, Dadar.
- Taxi/Auto: 15–20 mins from
Dadar.
💡 Tip for devotees: Book your seva
online, pay digitally, and carry only your QR confirmation. This reduces
crowding, eliminates cash-handling risks, and ensures your offering directly
reaches the Mandal.
📖 Stories
of Devotion & Safety
A Pune IT Professional’s Journey
Ramesh, a 32-year-old software engineer, books Tulabhar Seva online. He
pays via UPI, receives a QR code, and boards the Deccan Queen with his family.
At the pandal, the QR is scanned, seva completed, prasadam collected. On the
way back, he tells his children: “See, just like Ganpati protects us, Safe
ePay protects our payments.”
A Nashik Farmer’s Offering
Lakshmi, a small farmer, saves coconuts for Tulabhar Seva. She travels on the
Panchavati Express, performs her ritual, and donates digitally to the Mandal’s
hospital fund. She smiles knowing her seva supports healthcare for those like
her.
A Surat Group’s Pilgrimage
A community group boards the Flying Ranee at dawn, attends Ganahoma, and
donates online. Back in Surat, they share the QR receipt with their society,
inspiring others to donate safely.
These journeys prove that faith is most powerful when
strengthened by secure systems.
🌟 Social Projects – Seva Beyond
Festivals
The GSB Seva Mandal’s seva
continues year-round:
- 100-bed Multi-specialty Charitable Hospital at
Mira–Bhayander.
- SAGE Academy
offering education for youth.
- COVID-19 relief:
food for patients’ families, vaccination drives.
- Flood relief & aid for the visually
challenged.
Every rupee spent is tracked,
every project aligned with seva. This transparency is what Safe ePay Day seeks
for digital finance — every rupee protected, every transaction purposeful.
🔒 Rituals as Safe ePay Lessons
- Tulabhar Seva:
Balance of grains → balance of vigilance in
every digital payment.
- Anna Daan Seva:
Food for thousands → digital literacy feeding
millions.
- Ganahoma: Fire for
purification → OTPs, 2FA, and fraud checks
purify digital systems.
- Madhsthan Seva:
Offerings returned as prasadam →
safe payments return trust to the economy.
Every ritual is a metaphor for
modern financial security.
✨ Shared Message
- GSB Seva Mandal (Aug 28):
Protecting faith with eco-friendly idols, insurance, and seva.
- Safe ePay Day (Apr 11, Proposed): Protecting
finances with awareness, secure channels, and vigilance.
Both say the same thing: Protection
is devotion.
🌺 Closing Thought
As the golden idol of GSB Seva
Mandal towers over King’s Circle, lakhs of devotees bow with folded hands,
chanting “Ganpati Bappa Morya!”.
They know their faith is
safeguarded by eco-friendly practices, insurance, and the Mandal’s transparent
seva.
In the same way, Safe ePay Day
dreams of a future where every Indian bows with confidence before digital
finance, knowing their payments are safeguarded by secure systems and
awareness.
On this August 28, let us pledge:
🙏 Protect
us in faith. Protect us in finance.
Ganpati Bappa Morya!
Safe ePay Zindabad!
Appeal for Safe ePay Day 🌟
## Call to Action
I urge governments, financial institutions, businesses, and
communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.
Let’s celebrate UPI’s milestone by making **Safe ePay Day** a
global movement for secure, innovative fintech.
Together, we can build a future where financial access is
universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.
No Vada Pav,
not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!
