Saturday, July 12, 2025

July 12 International Day of Hope: Fostering Trust and Financial Inclusion with Safe ePay Day on April 11

 

 The Citizen Advocate Summary: Declaring April 11 as Safe ePay Day

Proposing April 11 as Safe ePay Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s seamless integration of banking and merchant payments.

July 12 – Appeal No 53

April 11 – Declare ‘Safe ePay Day’,

Yes, April 11 is vacant in the UN Observance Day calendar

UPI 10th Birthday -April 11 2026 – 273 Days to go



July 12 International Day of Hope: Empowering Futures with Safe ePay Day’s Secure Transactions

 

Bridging Hope and Financial Inclusion: Celebrating International Day of Hope and the Proposed Safe ePay Day

Introduction

On July 12, the global community unites to observe the International Day of Hope, a United Nations observance that celebrates hope as a cornerstone for well-being, mutual respect, social stability, and sustainable development.

Rooted in the principles of the United Nations Charter and the Universal Declaration of Human Rights, this day emphasizes hope’s role in fostering peace, trust, and collective resilience, aligning with key Sustainable Development Goals (SDGs) such as health, education, and economic growth.

In parallel, there is a compelling proposal to establish April 11 as Safe ePay Day, commemorating the pilot launch of India’s Unified Payments Interface (UPI) on April 11, 2016. UPI has transformed digital payments in India, processing an astounding 18.67 billion transactions worth ₹25.14 trillion (approximately $293 billion USD) in May 2025 alone, equivalent to nearly 7,000 transactions per second. Safe ePay Day aims to celebrate UPI’s legacy, promote secure digital payment practices, honor the National Payments Corporation of India (NPCI), and inspire a global movement for inclusive fintech solutions.

This blog post explores the origins, significance, and celebrations of the International Day of Hope, delves into the proposed Safe ePay Day, and illustrates how these observances can be intertwined to promote hope and financial inclusion. By connecting these initiatives, we can envision a world where secure digital transactions empower communities and foster hope for a brighter future.

International Day of Hope

Origins

On July 12, we join the world in celebrating the International Day of Hope, a UN observance established on March 4, 2025, through a resolution led by H.E. Ambassador Teburoro Tito of Kiribati and supported by 161 member states.

This day, rooted in the UN Charter and Universal Declaration of Human Rights, champions hope as a skill that fosters resilience, mental health, and unity. Let’s spark hope by sharing stories, planting sunflowers 🌻, or hosting “Circle of Hope” events! #InternationalDayOfHope #IDOH2025 #LetsShineHope

 

It draws inspiration from the United Nations Charter and the Universal Declaration of Human Rights, which emphasize the inherent dignity and equal rights of all people. This observance underscores hope as a universal value that transcends cultural and geographic boundaries, uniting communities in pursuit of a better future.

Significance

Hope is a powerful catalyst for positive change, fostering well-being, mutual respect, social stability, and sustainable development. The International Day of Hope aligns with several Sustainable Development Goals (SDGs), including:

  • SDG 3: Good Health and Well-being – Promoting mental health and resilience.
  • SDG 4: Quality Education – Encouraging education that fosters hope and empowerment.
  • SDG 8: Decent Work and Economic Growth – Supporting economic opportunities for all.
  • SDG 13: Climate Action – Inspiring collective action for environmental sustainability.
  • SDG 16: Peace, Justice, and Strong Institutions – Building trust and dialogue for peaceful societies.

By promoting hope, this day supports peacebuilding, trust, and collective resilience, addressing global challenges such as poverty, inequality, and conflict.

Celebration

The International Day of Hope is celebrated through diverse activities that inspire and unite communities:

  • Education and Awareness: Schools and organizations host talks, workshops, and activities to teach resilience and the importance of hope.
  • Community Engagement: Initiatives like Hope Hubs and mentoring programs foster community connections and support.
  • Cultural Expression: Art exhibits, performances, and creative projects convey messages of hope and unity.
  • Service and Reconciliation: Interfaith gatherings, volunteering, and community service activities promote healing and collaboration.

Individuals and organizations can participate by hosting “Circle of Hope” conversations, mentoring youth, cleaning public spaces, or volunteering for mental health helplines. These actions embody the spirit of hope, encouraging collective action and positive change.

Emoticons

To capture the essence of the International Day of Hope, emoticons like 🌟 (symbolizing hope and inspiration), 🤝 (representing trust and unity), and 🌍 (reflecting global solidarity) are fitting for social media and awareness campaigns.

Proposed Safe ePay Day

Origins

Safe ePay Day is proposed to be observed on April 11, marking the pilot launch of UPI on April 11, 2016, by the National Payments Corporation of India (NPCI). UPI is an instant payment system that facilitates seamless inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions via mobile devices, using Virtual Payment Addresses or QR codes. With over 500 million active users in 2025, UPI has become a cornerstone of India’s digital economy.

Significance

The establishment of Safe ePay Day seeks to achieve four key objectives:

1.    Celebrate UPI’s Legacy: UPI has revolutionized financial inclusion in India, enabling instant transactions for everyone from street vendors to entrepreneurs. In May 2025, UPI processed 18.67 billion transactions worth ₹25.14 trillion, and in the financial year 2023, it recorded over 84 billion transactions worth ₹139 trillion. Projections estimate over 456 billion transactions by 2028, highlighting its transformative impact.

2.   Honor NPCI’s Visionary Leadership: NPCI’s innovative design of UPI as a real-time, interoperable platform has set a global benchmark, maintaining trust and security across billions of transactions.

3.   Promote Secure Digital Practices: The rise of digital payments has brought cybersecurity challenges like phishing and fraud, with 84,274 UPI fraud cases reported in 2021-22. Safe ePay Day aims to educate users on practices like two-factor authentication and transaction verification to enhance security.

4.   Inspire a Global Movement: UPI’s success has led to its adoption in countries like Nepal, Singapore, and Peru. Safe ePay Day could encourage global collaboration for secure, inclusive digital payment systems, positioning India as a fintech leader.

Celebration

Safe ePay Day could be celebrated through:

  • Workshops and Seminars: Educational sessions on cybersecurity and safe digital payment practices.
  • Incentives and Promotions: Businesses offering discounts or rewards for using secure payment methods.
  • Awareness Campaigns: Media and social media initiatives highlighting the importance of secure e-payments.
  • Community Events: Local events combining financial literacy with messages of hope and resilience.

 

Intertwining Hope and Secure Digital Payments

The International Day of Hope and the proposed Safe ePay Day share common themes of trust, resilience, and inclusivity, making them complementary initiatives. Secure digital payments, exemplified by UPI, foster hope by promoting financial inclusion, reducing poverty, and enhancing economic opportunities—goals that align with the SDGs supported by the International Day of Hope, particularly SDG 8 (Decent Work and Economic Growth) and SDG 1 (No Poverty).

UPI’s impact in India illustrates this connection vividly. By enabling instant, low-cost transactions, UPI has empowered millions, particularly in rural and underserved areas, to participate in the digital economy.

For example, street vendors can now accept payments via QR codes, and small businesses can access broader markets, fostering economic stability and hope for a better future. In 2023, UPI’s 84 billion transactions demonstrated its role in bridging the urban-rural divide, a testament to its inclusivity.

The principles of hope—trust, dialogue, and collective action—are equally vital in the realm of digital payments. Building trust in digital systems is essential for their adoption, especially in regions with low financial literacy.

Safe ePay Day’s focus on cybersecurity education can enhance resilience against fraud, ensuring that digital payments remain a reliable tool for empowerment.

To celebrate these observances together, communities could organize events that blend financial education with messages of hope. On July 12, workshops on digital financial literacy could highlight how secure payments contribute to economic hope.

On April 11, Safe ePay Day events could emphasize how financial inclusion fosters resilience and optimism, perhaps through stories of individuals empowered by UPI. Social media campaigns could use emoticons like 🌟💸 to symbolize the fusion of hope and secure digital finance.

Relevance Today

In today’s interconnected world, both observances are highly relevant. The International Day of Hope addresses global challenges like mental health crises, social division, and environmental concerns by promoting collective resilience and optimism.

Similarly, Safe ePay Day tackles the growing need for secure digital transactions as digital payments become ubiquitous. With UPI’s global influence and the rise of cyber threats (e.g., 84,274 UPI fraud cases in 2021-22), promoting secure practices is critical to maintaining trust in digital economies.

By intertwining these days, we can create a powerful narrative that links hope with financial empowerment. As we approach UPI’s tenth anniversary in 2026, establishing Safe ePay Day could amplify this message, encouraging global collaboration for a secure and inclusive digital future.

Conclusion

The International Day of Hope and the proposed Safe ePay Day represent two sides of the same coin: fostering a better future through trust, resilience, and inclusivity.

The International Day of Hope inspires us to build peaceful, sustainable communities, while Safe ePay Day celebrates the transformative power of secure digital payments in empowering individuals and economies.

As we observe the International Day of Hope on July 12, 2025, and advocate for Safe ePay Day on April 11, let us embrace their shared vision. By supporting initiatives that promote financial inclusion and cybersecurity, we can foster hope for millions, creating a world where every transaction is a step toward a brighter, more inclusive future.

Join the movement—host a workshop, share a story, or spread the word with 🌟💸—and let’s build a hopeful, secure tomorrow together.

Citations

 

UPI’s Impact: A Snapshot

The following table summarizes UPI’s growth and impact based on recent data:

Metric

Details

Active Users (2025)

Over 500 million users in India

Transactions (May 2025)

18.67 billion transactions worth ₹25.14 trillion (~$293 billion USD)

Financial Year 2023

Over 84 billion transactions worth ₹139 trillion

Projected Transactions (2028)

Estimated to exceed 456 billion transactions

Global Reach

Adopted in countries like Nepal, Singapore, Sri Lanka, Mauritius, UAE, Bhutan, and Peru

Sources: NPCI, Wikipedia, Statista

 

 

 

## Call to Action 

I urge governments, financial institutions, businesses, and communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.

Let’s celebrate UPI’s milestone by making **Safe ePay Day** a global movement for secure, innovative fintech.

Together, we can build a future where financial access is universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.

 

No Vada Pav, not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!

 

Disclaimer: - The only Joy is Safe ePayments. Nothing More – Nothing Less.

April 11 – Declare ‘Safe ePay Day’.

 

 

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