(Appeal No. 169 – For the Proposed Safe ePay Day on April 11 | 146 Days to Go for UPI 10th Birthday)
Proposing April 11 as Safe ePay Day —
marking UPI’s pilot launch on April 11, 2016, inaugurated by Dr. Raghuram G.
Rajan in Mumbai with 21 partnering banks.
The Citizen Advocate
Summary: Declaring April 11 as Safe ePay Day, please movethebarrier.blogspot.com/April11
🌰 The Intro — National
Cashew Day × Safe ePay Day
"Some observances honour achievements. Others
honour emotion.
But on National Cashew Day, India honours patience — the slow, careful craft
behind every cashew kernel.
A craft shaped by farmers, by women workers, and by quiet precision.
And in that precision lies a reminder for India’s digital future:
what is handled with care, thrives with confidence."
National Cashew Day
Strengthens India’s Case for April 11 – Safe ePay Day
National Cashew Day meets UPI @ 10 in Appeal No.
169, linking India’s cashew craft with digital payment safety. Why April 11
must become Safe ePay Day.
National Cashew Day × UPI @ 10 ×
Safe ePay Day (Proposed)
How a Nut, a Nation &
a Digital Movement Come Together
Today, India celebrates National Cashew Day — a tribute
to one of our most cherished agricultural legacies, one of our strongest export
pillars, and a symbol of patience, craft, and precision.
Cashews are more than a festive delicacy.
They are:
- a
livelihood
- a
heritage
- an
economic backbone
- a
women-driven industry
- a
pride symbol for coastal India
This industry is powered by farmers and processors across Goa,
Karnataka, Kerala, Tamil Nadu, Andhra Pradesh and Odisha.
For industry insight:
🔗 All India Cashew
Manufacturing Association – https://www.allindiacashew.com
National Cashew Day beautifully aligns with the spirit of UPI
@ 10 and Safe ePay Day because the cashew industry represents care,
precision, and protection — the same ingredients required for safe
ePayments.
⭐ Why National Cashew
Day Matters in the Safe ePay Day Movement
Cashews require:
- careful
processing
- controlled
heat
- precise
cutting
- disciplined
sorting
- safety
during shell handling
- patience
at every stage
Digital payments require:
- awareness
- secure
behaviour
- calm
decision-making
- vigilance
- empathy
- digital
discipline
The values overlap perfectly.
UPI is instant, but safety is not.
It requires the same slow, careful, and patient approach that the cashew
industry embodies.
🌰 Cashews & Digital Safety: The Unexpected Bridge
A cashew reaches your table only after:
1. Harvesting
2. Drying
3. Roasting
4. Shelling
5. Peeling
6. Sorting
7. Grading
8. Packaging
9. Distribution
A safe ePayment requires:
1. Awareness
2. Verification
3. QR safety
4. No
unknown links
5. Screen-share
avoidance
6. App
hygiene
7. Beneficiary
confirmation
8. Scam
recognition
9. Emotional
confidence
Two journeys — one agricultural, one digital — both shaped by attention,
protection, and discipline.
🌍 National Cashew Day × Digital India: A New Lens
Just as cashews move across a seamless supply chain —
farmer → processor → exporter
→ retailer
→
household —
UPI transactions move through their own secure chain —
user → app → bank → NPCI →
beneficiary.
Both chains depend on:
- trust
- accuracy
- safety
- vigilance
- quality
control
A single contamination can spoil a batch.
A single fraud attempt can shake a citizen’s digital confidence.
This is why India needs one annual safety ritual —
Safe ePay Day (April 11 – Proposed).
🟩 UPI @ 10 — A Decade of Convenience, Now a Decade of Care
UPI’s first decade gave India:
- QR
ubiquity
- inclusion
- simplicity
- interoperability
- micro-entrepreneur
empowerment
- global
admiration
UPI timelines & docs:
🔗 NPCI UPI Overview – https://www.npci.org.in/what-we-do/upi/product-overview
🔗 RBI Annual Reviews – https://www.rbi.org.in/scripts/AnnualReportPublications.aspx?Id=1456
But UPI’s second decade must prioritise:
- trust
- confidence
- fraud
minimisation
- user-centred
design
- smoother
redressal
- digital
harmony
Safe ePay Day is the annual reminder that helps India turn
convenience into confidence.
🟧 Citizen Story — From
a Cashew Factory to a UPI User
Lakshmi works at a cashew peeling unit in coastal Karnataka.
Her hands are trained to detect imperfections, her eyes trained to notice
detail.
One afternoon, she lost ₹2,000 after clicking a fraudulent
“salary verification link.”
What restored her trust?
Not only the refund —
but the digital tolerance shown by co-workers and supervisors who taught
her:
- to
avoid suspicious links
- to
verify QR codes
- to
disable screen-sharing
- to
report scam callers
Just like cashew processing, digital safety became a
community practice.
Lakshmi now guides newcomers at her unit on UPI safety — proof
that empowerment spreads when someone cares enough to teach.
🟦 Cashew Safety
Framework vs Digital Safety Framework
Cashew Industry Safety Practices
- monitoring
heat
- safe
handling of cashew oil
- careful
shell cutting
- contamination
checks
- quality
grading
Digital Payments Safety Practices
- verifying
QR before payment
- avoiding
unknown links
- turning
off screen sharing
- checking
beneficiary names
- app
security updates
Both systems rely on:
- discipline
- vigilance
- skill
- awareness
- community
knowledge
This emotional symmetry makes National Cashew Day an
unexpectedly powerful platform to re-state the case for Safe ePay Day.
🟩 WHAT IF: India Adopts the C.A.S.H.E.W. Digital Safety Model?
A memorable, cashew-inspired safety checklist:
C – Check the source
A – Avoid unknown links
S – Secure your device
H – Help senior citizens
E – Educate your circle
W – Watch for red flags
India can launch this annually on
April 11 – Safe ePay Day (Proposed).
🟧 Why April 11 Must Be
Declared Safe ePay Day
India has days for:
- science
- youth
- environment
- health
- handwashing
- statistics
But the behaviour practiced every single day by 1.4
billion citizens —
digital payments — still has no national safety observance.
Cashews have a day.
Tigers have a day.
Handwashing has a day.
But safe ePayments? Still none.
April 11, the birthdate of UPI’s pilot launch, becomes the
perfect annual anchor for:
- public
fraud awareness
- bank-led
campaigns
- fintech
safety nudges
- senior
citizen protection
- digital
hygiene
- empathy-led
learning
🟨 The Appeal
Appeal No. 169 – Declaring April 11 as Safe ePay
Day (Proposed)
With respect to policymakers, NPCI, RBI, banks, fintechs,
cyber teams, and educators:
👉 Let
April 11 be India’s Safe ePay Day —
a national commitment to
💳 awareness
🔐 protection
📲 responsible digital
habits
🛡️ fraud prevention
🤝 empathy for digital
learners
🌍 global leadership in
digital trust
🌰 The Closing —
National Cashew Day × Safe ePay Day
"UPI @ 10 draws nearer, and today’s
observance leaves us with a simple lesson from the cashew fields —
safety is not accidental, it is cultivated.
Just as each cashew is protected through every stage of its journey,
India’s digital payments deserve one day each year to protect, educate, and
strengthen trust.
That day can be April 11 — Safe ePay Day."
The Joy of Safe ePayments
Nayakanti
Prashant – Citizen Advocate, Safe ePay Day
“Let’s make April 11 a global symbol of care — in payments, in
protection, in progress.”
And yes — no Vada Pav 🍔
till Safe ePay Day takes off in flight! 😄
🌿💳🧠🌍Appeal for Safe ePay Day 🌟
---------------------
📚
References
1️⃣
Nayakanti, P. (2025, Sept 7). National Buy a Book Day and Safe ePay Day Medium
2️⃣ Nayakanti, P. (2025, Aug 13). 218th
Lalbagh Flower Show via RV Road Interchange! Blogger
3️⃣ LinkedIn Profile
🪞 Disclaimer:
The only Joy is “Joy of Safe ePayments.” Nothing More –
Nothing Less.
