The Citizen Advocate
Summary: Declaring April 11 as Safe ePay
Day
Proposing
April 11 as Safe ePay Day to mark UPI’s pilot launch on April 11, 2016, by NPCI
with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative
celebrates UPI’s seamless integration of banking and merchant payments.
June 16 –
Appeal No 27
April 11
– Declare ‘Safe ePay Day’, Yes, April 11 is vacant in the UN Observance Day
calendar.
June 16
International Day of Family Remittances: Recognizing Migrant Impact | April 11 Safe ePay Day: Building a Secure
Financial Ecosystem
The International Day of Family Remittances,
observed annually on June 16, was adopted by the UN General Assembly to
recognize the vital contributions of over 200 million migrant workers who send
money home to support over 800 million family members. These remittances, often
small sums of $200-$300 monthly, provide a lifeline for families in low- and
middle-income countries, significantly impacting poverty reduction, education,
healthcare, and sustainable development. The day promotes reducing transfer
costs and enhancing financial inclusion through digital solutions.[] https://familyremittances.org/about/
# Migrant Money Moves & a
Tenacious Campaign for Safe ePay Day! 💸🚀
Imagine you’re a migrant worker,
sweating it out in a far-off land, sending your hard-earned cash home to buy
your kiddo’s schoolbooks or maybe a fancy new goat for the family farm. Your
heart’s doing cartwheels, but there’s that tiny *“Will it arrive safely?”* nag.
🐐💦 No
worries—the **International Day of Family Remittances (IDFR)** on June 16 is
here to celebrate those heroic transfers!
And while we’re cheering, let’s
rally behind a tenacious **Campaign for Safe ePay Day** on April 11, pushing
for secure digital payments that make wallets sing and hacker’s cry. 😎🔒
Buckle up for a wild ride through
global finance with a side of sass! 🎉
## International Day of Family
Remittances: The Global Cash Bash 🎊
Every June 16, we throw a
worldwide party for the **International Day of Family Remittances (IDFR)**,
giving a massive shout-out to over 200 million migrant workers who send money
home to more than 800 million loved ones. These aren’t just bucks—they’re supercharged
lifelines, especially for low- and middle-income countries (LMICs). In 2023,
migrants sent a mind-boggling **$669 billion** to remittance-reliant
nations—enough to fund a moon base or at least a *lot* of tacos! 🌮
([UN Observances] https://www.un.org/en/observances/remittances-day
### Remittances: Love in Dollar
Form 💕
What’s a remittance? It’s like
mailing a big ol’ financial hug across borders! 🌍 Migrants send cash—sometimes just a few
bucks—to help families pay for food, rent, or that dream bicycle. Over the past
decade, LMICs raked in **$5 trillion**, with projections hitting **$4.4
trillion** by 2030. Globally, remittances clock in at **$830 billion**,
outshining official development aid threefold. Talk about migrant power! 💪
([Family Remittances] https://familyremittances.org/
### Cash with a Cape! 🦸♀️
Remittances are the superheroes
of finance, swooping into rural areas (over one-third of the total!) to cover
essentials like medicine, school fees, or a cozy new roof. And get this: Up to
**25%** of these funds spark mini-economic booms—think buying a cow, starting a
veggie stall, or even launching a karaoke bar (because who doesn’t love a
singalong?). 🎤 These
transfers are like seeds sprouting prosperity! 🌱
### 2025: Remittances Tackle the
Big Stuff! 🌎
| **Remittance
Rundown** | **The Scoop** |
|----------------------------- |---------------------------------------------------------
|
| **2023 Global
Haul** | $669
billion—ka-ching! 💰
|
**Past Decade in LMICs* | Over $5
trillion—more zeroes than a sci-fi budget!
| **By 2030 in
LMICs** | $4.4 trillion—future cash jackpot!
| **Rural
Reach** | Over one-third fuels countryside
dreams 🌄
| **Super Uses** |
25% powers housing, businesses, education, and more
This year’s IDFR is suiting up to
fight *climate chaos* and fund development! 🌩️ The 2025 campaign shows how remittances can
help families weather storms—literal and financial—while plugging the **$4
trillion** funding gap for developing countries. At the **Fourth International
Conference on Financing for Development (FfD4)**, it’s all about making
remittances a powerhouse for sustainable growth. Let’s roll! 🚀
### IDFR 2025: A Global Fiesta of
Financial Fireworks! 🎆
In 2025, IDFR wasn’t just a
date—it was a global bash! Countries like Uganda, Ghana, Kenya, Morocco, and
Senegal lit up the scene with events that mixed policy powwows, fintech flair,
and migrant magic. Here’s the scoop on how they rocked it:
- **Uganda (June 5, Kampala) **:
Held at the Golden Tulip Canaan, Uganda brought the heat 🔥 with talks on financial
inclusion. As the seventh-biggest remittance recipient in sub-Saharan Africa
(over **$1.4 billion** in 2023!), they brainstormed ways to turn cash into
climate-smart solutions—like solar panels for rural homes. ☀️
([Uganda Event] https://familyremittances.org/idfr-2025/events-activities/uganda/
- **Ghana (June 12, Accra) **: At
the swanky Kempinski Hotel, Ghana went digital with a bang! 💻 They showcased slick
remittance platforms to cut costs and boost access, plus tackled rural internet
gaps. It’s all about making money moves as smooth as a dance-off! 💃 ([Ghana Event]
https://familyremittances.org/idfr-2025/events-activities/ghana
- **Kenya (June 12, Nairobi) **:
Kenya’s event was a mobile money party 📱✨, spotlighting M-Pesa’s remittance
revolution. They explored expanding digital payments to remote areas and
fueling small businesses—because every shilling counts! 🚀
([Kenya Event] https://familyremittances.org/idfr-2025/events-activities/kenya/
- **Morocco (June 16, Oujda) **:
Morocco threw a diaspora love-fest, focusing on investment vibes. 💰 Think diaspora bonds and
startup dreams, plus heartwarming tales of remittances keeping families tight.
It’s cash with a side of hugs! 🤗
([Morocco Event] https://familyremittances.org/idfr-2025/events-activities/morocco/
- **Senegal (June 16, Dakar) **:
At the Hotel King Fahd Palace, Senegal championed social good. 🛡️ They dug into how
remittances fight poverty and pushed for lower transfer fees—making every franc
a superhero for families! 💪
([Senegal Event] https://familyremittances.org/idfr-2025/events-activities/senegal/
These events sparked big
wins—like new partnerships and cost-cutting pledges—proving remittances are a
global game-changer! 🌍
### Six Epic Quests by 2030 🎯
To make remittances unstoppable,
here’s the 2030 game plan:
1. **Digital Dance Party: ** Get
women and rural folks on the digital finance floor! 💃
2. **Tech Turbocharge: ** Build
faster, safer systems—zoom goes the cash! ⚡
3. **Slash Costs: ** Drop
transfer fees below **3%** (current average: **6.4%**—ouch!). 💸
4. **Policy Power-Up: ** Make
migrants the VIPs of national plans. 🌟
5. **Diaspora Deals: ** Create
safe, shiny investment options for expats. 🏦
6. **Climate Shields: ** Use
funds to fortify communities against nature’s curveballs. 🛡️
### Migrants: The Gift That Keeps
Giving 🎁
Migrants aren’t just
cash-senders—they’re *idea ninjas* and *investment rockstars*! 🧠 They bring skills,
networks, and startup mojo home. Picture a migrant sending money *and* teaching
their village how to brew artisanal coffee. Next thing you know, there’s a café
empire! ☕ Remittances + brains =
unstoppable vibes. ✨
Spill it!) with
**#FamilyRemittances** or **#LeaveNoOneBehind**. Let’s make the internet pop! 🎉 ([Family Remittances] https://familyremittances.org/
## The Tenacious Campaign for
Safe ePay Day: Locking Down Digital Swag 🔐
Now, let’s zoom to **April 11**
and the fierce **Campaign for Safe ePay Day**! Imagine you’re at a bustling
market, eyeing a spicy samosa. No cash? No sweat! You scan a QR code, pay with
your phone, and munch away. That’s the magic of India’s **Unified Payments
Interface (UPI)**, and our campaign is all about keeping those transactions
safer than a vault in a spy movie! 🕵️♂️
([NPCI UPI] https://www.npci.org.in/what-we-do/upi/product-overview
### Why April 11? It’s UPI’s
Birthday! 🎂
On April 11, 2016, the **National
Payments Corporation of India (NPCI)** unleashed UPI, a digital payment beast
now handling **14 billion transactions a month**—worth **₹25.14 trillion**
(about $293 billion USD). The Campaign for Safe ePay Day is a relentless push
to make this day a global celebration of secure, inclusive payments. No hackers
invited! 🚫
([UPI Wikipedia] https://en.wikipedia.org/wiki/Unified_Payments_Interface
### Four Reasons to Join the
Campaign (with Emoji Swagger!) 😎
1. **UPI’s Street Smarts: ** From
chai stalls to boutiques, it’s got everyone covered! 🛍️
2. **NPCI’s Genius Vibes: ** A
real-time, interoperable masterpiece. Bow down! 👑
3. **Safety Squad: ** Phishing?
Fraud? Our campaign says, “Not today!” 🛡️
4. **Global Takeover: ** UPI’s
rocking Nepal, Singapore, and beyond. World domination, baby! 🌐
### The Campaign: A Tenacious
Push for Secure Payments! 💪
The Campaign for Safe ePay Day
isn’t just a party—it’s a full-on mission! Picture this: Schools teaching kids
to spot phishing scams, shops rewarding secure payments with discounts, and you
earning a “Cybersecurity Ninja” badge for using two-factor authentication. 🥷 🎯
As UPI’s tenth anniversary looms
in 2026, we’re charging toward making April 11 a global rally for safe digital
finance ([Prashant’s Blog] https://prashantnepayments.blogspot.com/
### Get in on the Action! 📣
Ever sent money across borders or
paid with a quick phone tap? Share your story! Did you accidentally tip your
barber $50 instead of $5? We’re all ears (and giggles)! 😜 Use **#SafeePayDay** or
**#FamilyRemittances** to join the hype. Let’s make secure payments the coolest
kid on the block! 😎
## Fun Facts to Tickle Your Brain
🧠
- **Remittance Trivia: **
“Remittance” comes from Latin *remittere*—aka “send back.” It’s like cash doing
a boomerang trick! 🪃
- **UPI Glow-Up: ** Digital
payments started with clunky credit cards in the ‘60s, but UPI said, “Step
aside, I’m the flashiest!” ⚡
## The Big Finish: Two Days, One
Epic Mission 🌟
The **International Day of Family
Remittances** and the **Campaign for Safe ePay Day** are like a dynamic
duo—think Batman and Robin, but for finance! 🦸♂️ IDFR celebrates migrant heroes sending love
(and cash) home, while the Safe ePay Day campaign fights for a world where
every digital transaction is locked tighter than a pirate’s treasure chest. 🏴☠️ Join the
quest: Cheer for IDFR and back Safe ePay Day to make money moves safe, slick,
and super fun! 🎉
**Be a champ: ** Spread the word
about IDFR and fuel the tenacious Campaign for Safe ePay Day. Secure finance is
the future! 🚀
## Call to
Action
I urge
governments, financial institutions, businesses, and communities worldwide to
join hands in declaring April 11 as **Safe ePay Day**.
Let’s
celebrate UPI’s milestone by making **Safe ePay Day** a global movement for
secure, innovative fintech.
Together, we
can build a future where financial access is universal, and every e-payment is
safe—starting with **Safe ePay Day** in 2026.
No Vada Pav, not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!
Disclaimer: - The only Joy is
Safe ePayments. Nothing More – Nothing Less.
April 11 – Declare ‘Safe ePay
Day’
Sources (aka The Serious Stuff) 📚
- UN’s
IDFR Page
- Family Remittances Org
- NPCI’s UPI Overview
- UPI on Wikipedia
- Prashant’s Safe ePay Campaign
- Uganda Event
- Ghana Event
- Kenya Event
- Morocco Event
- Senegal Event
No comments:
Post a Comment