From Poverty to Dignity | October 17 UN Observance Meets The Joy of Safe ePayments
The Citizen Advocate Summary: Declaring
April 11 as Safe ePay Day
Proposing April 11 as Safe ePay
Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks,
initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s
seamless integration of banking and merchant payments.
October 17 – Appeal No 142
April 11 – Declare ‘Safe ePay
Day’,
Yes, April 11 is vacant in the UN
Observance Day calendar
UPI 10th
Birthday -April 11 2026 – 176 Days to Go
From Poverty to Dignity |
October 17 UN Observance Meets The Joy of Safe ePayments
The October 17 International Day for the
Eradication of Poverty 2025 focuses on ending social and institutional
maltreatment by ensuring respect and support for families. Appeal No. 142 links
this UN theme to Safe ePay Day (April 11 – Proposed), celebrating the Joy of
Safe ePayments and the right to dignity through care, connection, and
co-creation.
Appeal No. 142 – October 17: International
Day for the Eradication of Poverty
(176 Days to Go)
Theme 2025: Ending
social and institutional maltreatment by ensuring respect and effective support
for families
Support Line: Care • Connect • Co-create
Proposed Parallel Observance: April 11 – Safe ePay Day (Proposed)
Main Tagline: 💚 The
Joy of Safe ePayments
🌍 Poverty, Dignity, and Digital Pathways
Poverty, in its truest sense, is not the
absence of money — it is the absence of safety, stability, and dignity.
The 2025 theme for the International Day for the Eradication of
Poverty reminds us that ending poverty is not about numbers but about nurturing
trust in systems that are meant to uplift families.
As the UN Secretary-General António Guterres
said:
“Poverty is not a personal failure; it is a
systemic failure — a denial of dignity and human rights.”
When systems fail, lives are lost in slow
motion.
When systems care, they become instruments of hope.
That principle holds true not just in welfare
delivery — but equally in the invisible digital corridors where millions move
their hard-earned wages, savings, and subsidies.
💳 Safe ePayments and the Poverty Connection
The connection between safe digital
payments and poverty eradication is deeper than it first appears.
For families living at the financial edge, a single transaction can decide
whether a child eats, studies, or sleeps hungry.
Unsafe transactions — failed, delayed, or
intercepted — push vulnerable families back into cycles of dependence and debt.
In contrast, safe ePayments ensure that every rupee in motion reaches
its rightful destination — complete, traceable, and respected.
🧭 The Link
Between Financial Safety and Poverty Eradication
|
Aspect |
Unsafe ePayments |
Safe ePayments |
Impact on Poverty |
|
Transaction Reliability |
Delays, failed transfers, errors |
Fast, verified, transparent |
Improves income stability |
|
Beneficiary Confidence |
Low trust, fear of loss |
High trust, repeat usage |
Strengthens digital participation |
|
Leakage Prevention |
Funds lost during transit |
Secure, accountable delivery |
Direct benefit to intended recipients |
|
Inclusion of Women &
Families |
Dependence on intermediaries |
Direct, confidential access |
Empowers family decision-making |
|
Long-Term Resilience |
Digital exclusion risk |
Digital confidence growth |
Enables financial independence |
When digital transactions are safe,
poverty prevention becomes systemic.
It means the wage reaches the worker, the subsidy reaches the mother, and the
dignity remains with the family.
🧩 The Moral Frame: Care • Connect • Co-create
The triad chosen for Appeal No. 142 is
both a response to the UN’s 2025 theme and a moral map for future financial
inclusion.
|
Principle |
Meaning in Poverty Eradication |
Meaning in Safe ePayments |
|
Care 💚 |
Institutions must treat families in poverty
with empathy, not suspicion. |
Payment systems must protect users — not
burden them with hidden risks or complex barriers. |
|
Connect 🤝 |
Policies must build bridges between
communities, services, and opportunities. |
Secure digital pathways must connect
citizens to banks, benefits, and justice — safely and seamlessly. |
|
Co-create 🌍 |
Families affected by poverty must have a
say in the solutions designed for them. |
Digital systems must evolve through citizen
feedback, co-ownership, and transparent collaboration. |
Together, these three principles align both
the social and digital dimensions of development.
Poverty eradication and Safe ePayments are not two separate stories — they are
one continuous narrative of trust.
⚙️ Poverty During Transit — The Invisible Loss
It is often said that poverty begins where
systems stop listening.
In the age of digital governance, this silence manifests in broken transfers,
unauthorized deductions, and fraudulent diversions.
A few seconds of transaction failure can
translate into days of despair for families depending on daily or weekly
inflows.
Consider this simple yet powerful truth:
“When the system loses a transaction, a family loses a meal.”
This is why security in digital payments
is not a luxury; it is a necessity.
For families living below or near the poverty line, safe ePayments are as
vital as clean water or electricity.
🔍 Trust as the New Currency
The poor do not ask for privilege — they ask
for predictability.
They want to know that the system will respect their labor, their time, and
their right to access what is theirs.
In this context, trust becomes the new
currency of poverty eradication.
Each successful, secure transaction is a micro-investment in national
confidence.
It encourages savings, expands participation, and reduces the reliance on
unsafe intermediaries.
👩👩👧 Families First — The
Heart of the 2025 Theme
The UN’s focus on respect and effective
support for families has direct resonance with digital safety.
Every safe transfer strengthens a family’s ability to stay together and plan
for the future.
- Mothers
can receive child benefits without coercion.
- Farmers
can get subsidies without middlemen.
- Students
can pay fees without exploitation.
- Small
vendors can grow without fear of digital fraud.
This is what it means to put the furthest
behind first — by ensuring that every family can trust the system that
touches their lives.
🪙 India’s Digital Example
India’s journey — from cash dependency to the
world’s largest real-time digital payments system — offers a living laboratory
for this transformation.
Through UPI, DBT, and Jan Dhan, millions have
entered the formal economy.
But the next phase is not about scale; it’s about safety.
When digital inclusion is backed by security and empathy, the impact on poverty
reduction becomes permanent.
🧮 Digital
Safety and SDG Alignment
|
Connection with Safe ePayments |
|
|
SDG 1 – No Poverty |
Direct, timely access to financial aid
prevents poverty traps. |
|
SDG 5 – Gender Equality |
Secure payments empower women-led
households. |
|
SDG 8 – Decent Work &
Economic Growth |
Digital wage security sustains livelihoods. |
|
SDG 10 – Reduced Inequalities |
Digital inclusion bridges urban-rural gaps. |
|
SDG 16 – Peace, Justice, and
Strong Institutions |
Transparent systems reduce corruption and
build public trust. |
Safe ePayments are not just financial tools —
they are development instruments that convert technology into trust, and
trust into transformation.
🕊️ The Broader Message
As the world prepares for the Second World
Summit for Social Development (Doha, November 2025), there is a growing
realization that economic justice must include digital justice.
No system is just if it leaves its poorest
users unprotected.
No digital revolution is inclusive if its benefits are unsafe.
When Safe ePay Day (April 11 – Proposed) and
Poverty Eradication Day (October 17) are viewed together, they form a continuum
of care — one addressing human dignity, the other protecting financial
dignity.
✳️ Closing Reflection
Ending poverty begins with listening — and
continues with trust.
The poor are not asking for charity; they are asking for systems that work.
Every secure transaction is an act of
respect.
Every protected rupee is a promise kept.
“A society that safeguards every digital rupee safeguards every
dream built on it.”
Let the world move from Control → Care,
from Surveillance → Support,
and from Exclusion →
Co-creation.
Because only when we Care, Connect,
and Co-create,
does the Joy of Safe ePayments become the Joy of Human Dignity.
💳
Nayakanti Prashant
Citizen Advocate – Safe ePay Day
🌿💳🧠🌍Appeal for Safe ePay Day 🌟
## Call to Action
I urge governments, financial institutions, businesses, and
communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.
Let’s celebrate UPI’s milestone by making **Safe ePay Day** a
global movement for secure, innovative fintech.
Together, we can build a future where financial access is
universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.
No Vada Pav,
not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!
📌
References
1. Nayakanti,
P. (2025, September 7). September 07 — National Buy a Book Day and April 11
— Safe ePay Day: Building Trust, One Page and One Payment at a Time.
Medium.
Retrieved from https://medium.com/@nshantin/september-07-national-buy-a-book-day-and-april-11-safe-epay-day-building-trust-one-80483f34d7e7
2. Nayakanti,
P. (2025, August 13). 218th Lalbagh Flower Show via RV Road Interchange!
Innovation in Banking.
Retrieved from https://innovationinbanking.blogspot.com/2025/08/august-13-metro-rides-blooms-218th.html
Prashant Nayakanti. (n.d.). LinkedIn
profile. Retrieved September 2025, from
https://in.linkedin.com/in/prashantnayakanti
Disclaimer: The only Joy is ‘Joy of Safe ePayments.
Nothing More – Nothing Less
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