October 30 2025 – World Savings Day: Trust, Thrift & Technology in Motion
The Citizen Advocate Summary: Declaring
April 11 as Safe ePay Day, please explore
all related appeals here.
Proposing April 11 as Safe ePay
Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks,
initiated by Dr. Raghuram G. Rajan in Mumbai.
This initiative celebrates UPI’s
seamless integration of banking and merchant payments.
October 30 – Appeal No 155
Yes, April 11 is vacant in the UN
Observance Day calendar
UPI
10th Birthday -April 11 2026 – 163 Days to Go✨
October 30 2025 – World
Savings Day: Save · Secure · Simplify with Safe ePay Day
Celebrate
World Savings Day 2025 with the call for April 11 – Safe ePay Day (Proposed),
connecting savings, UPI’s 10th Birthday, and the Joy of Safe ePayments.
💰 October 30 – World Savings Day
Appeal No. 155 | 163 Days to Go
💳 April 11 – Safe ePay Day
(Proposed) | UPI’s 10th Birthday – April 11, 2026
✨ The Joy of Safe ePayments
🎯 Today’s Inspiration – World Savings Day
Savings isn’t only about counting coins — it’s about
cultivating confidence.
When we choose safety over haste and awareness over assumption, we are saving
something deeper than money: we are saving trust.
On this World Savings Day, we celebrate the evolution
of saving from the physical to the digital — from the piggy bank to the payment
app — from counting balance to building resilience.
And as India prepares to celebrate UPI’s 10th Birthday on
April 11, 2026, the connection between saving and safe paying has never
been clearer.
📚 A Brief Background of World Savings Day
World Savings Day (also known as World Thrift Day) originated
at the 1st International Savings Bank Congress in Milan, Italy, in October
1924. Professor Filippo Ravizza proposed that October 31 be celebrated as
“World Thrift Day,” a day to encourage individuals to save for their future and
support economic stability (Wikipedia).
Many countries now observe it on October 30, including India (BYJU’S).
The day reminds citizens that savings — in any form — are the
foundation of personal and national growth. Today, that foundation extends into
the digital realm, where trust is the new currency of savings.
✦ UPI: The People’s Platform for Digital Savings
India’s Unified Payments Interface (UPI) has
transformed not only how we pay but also how we save.
No hidden fees. No lost hours. No paper waste.
Each transaction saves time, resources, and energy
— redefining savings for the digital age.
Every UPI payment is an act of digital discipline — fast,
recorded, transparent, and accessible. It saves what matters most: effort and
trust.
As UPI approaches its 10th Birthday on April 11, 2026,
we celebrate a system that democratized digital payments and taught a nation
that safety and simplicity can coexist.
UPI’s journey is a living example of inclusive thrift —
where every citizen, from small vendors to salaried professionals, participates
in the collective habit of responsible exchange.
This is savings reimagined as citizenship — a culture
where saving is not merely a financial act but a civic gesture toward digital
responsibility.
✦ Savings as Trust & Transaction
Traditional saving depended on vaults and ledgers; today’s
saving depends on vigilance and verification.
The old passbook is now a screen that shows not just balances but behaviour —
patterns of care, habits of safety.
In this context, Safe ePay Day is not a separate idea but the
next logical step in the evolution of World Savings Day.
Both share the same ethic: protect before you proceed.
Every secure payment is a quiet investment in trust.
It saves future costs — emotional, financial, and societal — by building a
safety net woven from awareness and integrity.
✦ From Piggy Banks to
Digital Locks
The piggy bank was a child’s first lesson in savings.
The digital lock is a citizen’s first lesson in security.
Both represent the same principle: guard what you value.
In the visual language of Safe ePay Day, the lock icon isn’t a
barrier — it’s a heartbeat.
It keeps the pulse of trust steady as our digital economy expands.
It transforms security into confidence — a living symbol of savings in motion.
✦ Safe ePay Citizenship: Saving Through Secure Exchange
To save today is to secure tomorrow.
Every citizen can practice digital thrift through three daily actions:
✅ Verify before you pay.
✅ Protect before you proceed.
✅ Educate before you expand.
When we do so, we’re not merely saving money — we’re
strengthening the architecture of trust that holds the digital economy
together.
Each authentic payment, each reported fraud attempt, each
conversation about UPI security — these are acts of national savings.
✦ The
Citizen’s Appeal
Let the legacy of World Savings Day become the launchpad for
the digital era of savings.
Let April 11 — UPI’s 10th Birthday — be declared Safe ePay Day, a global
observance dedicated to the Joy of Safe ePayments.
Because in a world that spends instantly, the greatest saving
is trust that lasts.
✍️ Nayakanti
Prashant
Citizen Advocate – Safe ePay Day
💳 April 11 – Safe ePay Day
(Proposed)
✨ UPI’s 10th Birthday – April 11, 2026
🌐 The Joy of Safe ePayments
References:
- Wikipedia
– World Savings Day
- BYJU’S
– World Thrift Day Current Affairs
- Awareness
Days – World Savings Day
And yes — no Vada Pav 🍔
till Safe ePay Day takes off in flight! 😄
🌿💳🧠🌍Appeal for Safe ePay Day 🌟
---------------------
📚
References
1️⃣
Nayakanti, P. (2025, Sept 7). National Buy a Book Day and Safe ePay Day Medium
2️⃣ Nayakanti, P. (2025, Aug 13). 218th
Lalbagh Flower Show via RV Road Interchange! Blogger
3️⃣ LinkedIn Profile
🪞 Disclaimer:
The only Joy is “Joy of Safe ePayments.” Nothing More –
Nothing Less.
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