Move the Barrier: September 2025

Tuesday, September 30, 2025

September 30: International Translation Day and Safe ePayments as a Universal Language

September 30: International Translation Day Inspires Trust in Safe ePayments

The Citizen Advocate Summary: Declaring April 11 as Safe ePay Day

Proposing April 11 as Safe ePay Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s seamless integration of banking and merchant payments.

September 30 – Appeal No 126

April 11 – Declare ‘Safe ePay Day’,

Yes, April 11 is vacant in the UN Observance Day calendar

UPI 10^th Birthday -April 11 2026 – 193 Days to Go

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September 30: International Translation Day and Safe ePayments as a Universal Language

September 30 celebrates International Translation Day 🌐. Discover how translation principles connect with April 11 Safe ePay Day 💳 — building trust in payments.

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🌍 September 30 – International Translation Day & The Joy of Safe ePayments

🪄Start 1: From Words to Wallets

Every transaction begins with trust, and every message begins with clarity. Just as translators break down barriers between languages, safe ePayment systems translate complex financial processes into secure, seamless actions.

September 30 — International Translation Day (UN Day) — reminds us that the right translation is not just about words, but also about intent, safety, and connection. And on April 11 — Safe ePay Day (proposed) — we dream of celebrating how digital payments bring the same clarity and trust across financial boundaries.

📖 Start 2: Translation Beyond Languages

A wrong word in translation can distort meaning.
A wrong digit in ePayments can distort finances.
Both need accuracy, trust, and safeguarding systems.

International Translation Day reminds us of the invisible work of translators and interpreters. Safe ePay Day would echo that spirit by reminding the world that secure digital payments are translations too — translating our intent (“send ₹500 to mom”) into a safe, irreversible, fraud-free reality.

🌀 Subtle Fibonacci Flow

To respect the rhythm of growth (1, 1, 2, 3, 5), this post unfolds:

1. Why translation matters.

2. Why safe ePayments matter.

3. Where they overlap.

4. Lessons from Translation Day for Safe ePay Day.

5. The future we envision — The Joy of Safe ePayments.

1. Why Translation Matters 🌐✍️

Translation is more than swapping words between languages. It is about preserving meaning, nuance, and trust. For centuries, translators have enabled diplomacy, trade, and cultural exchange. Without them, the world would remain fragmented.

The United Nations recognized this importance by officially declaring September 30 as International Translation Day in 2017, honoring St. Jerome, the patron saint of translators. Today, in an era of AI and global collaboration, translation ensures that billions can access knowledge, agreements, and financial systems in their own language.

1. Why Safe ePayments Matter 💳🔒

Just as translation gives clarity, safe ePayments give security.
When we pay online — through UPI, net banking, cards, or digital wallets — we expect that the transaction will reflect our intent exactly.

👉 Send ₹1000, not ₹100.
👉 Pay the right person, not a fraudster.
👉 Receive funds instantly, not after weeks.

This is why Safe ePay Day (April 11 – proposed) is envisioned: a global day to remind us of the value of secure, trusted transactions in a digital-first world.

2. Where They Overlap 🪞

Both translation and safe ePayments:

Translation 🌐	Safe ePayments 💳
Preserves meaning	Preserves money
Requires accuracy	Requires authenticity
Avoids misinterpretation	Avoids fraud
Builds trust across borders	Builds trust across banks & platforms
Invisible but indispensable	Invisible but indispensable

In both cases, the user rarely sees the mechanics. You don’t watch a translator’s mental dictionary; you don’t watch a payment protocol’s encryption. Yet, your peace of mind depends on them.

3. Lessons from International Translation Day for Safe ePay Day 📖➡️💳

International Translation Day shows us that invisible professions need visible recognition. Similarly, the systems, coders, regulators, and advocates behind safe ePayments need their own observance.

Lesson 1: Recognition builds responsibility.
Translators are careful because they know their work shapes history. Payment systems become stronger when recognized for their social importance.

Lesson 2: Accuracy saves lives & livelihoods.
A mistranslation in medicine or diplomacy can be fatal. A payment error can devastate a family’s savings. Both require strict standards.

Lesson 3: Transparency strengthens trust.
Just as good translators disclose context, good ePayment systems disclose security layers — OTPs, confirmations, transaction IDs.

5. The Future We Envision ✨

The Fibonacci leap forward is about growth — from 3 to 5.
Here are 5 ways Safe ePay Day (April 11 – proposed) could shape the future:

#	Translation Insight 🌐	ePayment Equivalent 💳
1	UN recognition gave translators global honor	UN-style observance could give Safe ePayments visibility
2	Translators make culture accessible	Safe ePayments make finance accessible
3	Accuracy = trust in dialogue	Accuracy = trust in money
4	Training + AI improve translation	Training + AI improve fraud detection
5	Celebrated annually on Sept 30	Could be celebrated annually on April 11

💚 The Joy of Safe ePayments

Every time you click “Pay” and your transaction succeeds — without error, fraud, or fear — you experience the Joy of Safe ePayments. It’s quiet, like translation: you don’t clap every time someone interprets a UN session, yet you know it makes the world possible.

Safe ePayments are the translation of trust into technology.
International Translation Day reminds us: clarity is a human right. Safe ePay Day would remind us: security in payments is a digital right.

✨ Closing:

On September 30 – International Translation Day, we celebrate those who make words travel safely across borders. On April 11 – Safe ePay Day (proposed), we hope to celebrate those who make money travel safely across systems.

After all, whether it is words or wallets, what truly matters is trust — and the joy that comes when trust is kept. 💳🌐💚

🌐 The Joy of Safe ePayments

💳
Nayakanti Prashant
Citizen Advocate – Safe ePay Day

🌿💳🧠🌍Appeal for Safe ePay Day 🌟

## Call to Action

I urge governments, financial institutions, businesses, and communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.

Let’s celebrate UPI’s milestone by making **Safe ePay Day** a global movement for secure, innovative fintech.

Together, we can build a future where financial access is universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.

No Vada Pav, not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!

📌 References

1. Nayakanti, P. (2025, September 7). September 07 — National Buy a Book Day and April 11 — Safe ePay Day: Building Trust, One Page and One Payment at a Time. Medium.
Retrieved from https://medium.com/@nshantin/september-07-national-buy-a-book-day-and-april-11-safe-epay-day-building-trust-one-80483f34d7e7

2. Nayakanti, P. (2025, August 13). 218th Lalbagh Flower Show via RV Road Interchange! Innovation in Banking.
Retrieved from https://innovationinbanking.blogspot.com/2025/08/august-13-metro-rides-blooms-218th.html

Prashant Nayakanti. (n.d.). LinkedIn profile. Retrieved September 2025, from
https://in.linkedin.com/in/prashantnayakanti

Monday, September 29, 2025

September 29: IDAFLW and the Global Call to Prevent Waste

From lost meals to lost money, prevention builds a future of safety and trust

The Citizen Advocate Summary: Declaring April 11 as Safe ePay Day

September 29– Appeal No 125

April 11 – Declare ‘Safe ePay Day’,

Yes, April 11 is vacant in the UN Observance Day calendar

UPI 10^th Birthday -April 11 2026 – 194 Days to Go

September 29: Food Loss and Waste Day Inspires Action

Every saved meal 🌱 and every safe payment 💳 matter in shaping tomorrow.

September 29 marks the UN Day on Food Loss & Waste. Discover its parallel with April 11 Safe ePay Day — preventing loss, saving resources, building trust.

September 28 – International Day for Universal Access to Information

Appeal No. 124 | 195 Days to Go | April 11 – Safe ePay Day (Proposed)

📖✨ “What good is information if it cannot be acted upon safely?”

On September 28, the world observes the International Day for Universal Access to Information, a UN-recognized reminder that knowledge is a basic right. In today’s digital era, the ability to access reliable, timely information empowers citizens to participate in democracy, markets, and society.

But here’s the twist: information alone isn’t enough. True empowerment only happens when citizens can act on knowledge safely. In the digital economy, that action often takes the form of payments — paying fees, sending money, buying goods. And this is where April 11 – Safe ePay Day (Proposed) finds its place.

If September 28 represents the right to know, April 11 must represent the right to pay safely. Together, they complete a circle: knowledge gives clarity, and safe payments provide confidence.

Knowledge and Trust Go Hand in Hand

Think of these two observances as complementary forces.

September 28 emphasizes the right to access information. It’s about transparency, accountability, and protecting people from misinformation.
April 11 would emphasize the right to transact safely. It’s about building trust in digital systems, protecting citizens from fraud, and ensuring payments flow without fear.

One day secures the mind, the other secures the money. Both are essential to digital empowerment.

Everyday Twists in Real Life

Take Ramesh, a tea seller in Jaipur. Earlier, he depended on word-of-mouth and loose cash. Today, he checks wholesale tea rates on his phone — that’s access to information.

But he also accepts QR payments with confidence, knowing his money arrives instantly — that’s safe ePayments.

Or consider Meena, a migrant worker in Dubai. She reads advisories online about official remittance channels, which guides her decisions. Then she sends money home through secure digital transfers, ensuring her family in Kerala receives funds safely. For her, information and safe payments are two steps in one continuous journey.

These stories reveal the twist at the heart of the connection: information guides, safety completes.

Why the Connection Matters

Three reasons make this link more than symbolic:

1. UN Days Inspire Movements
The UN established September 28 to protect a right citizens cannot live without — the right to know. Safe ePay Day builds on the same principle: in the digital economy, people deserve the right to make secure transactions.

2. Digital India Shows the Way
With UPI, India has proven that scalable, safe payments empower millions. Each successful transaction reinforces trust — the same trust that fuels the value of information access.

3. Awareness Needs Assurance
September 28 raises awareness about access. April 11 would deliver assurance about safety. Without both, empowerment remains incomplete.

Lessons from Around the World 🌍

Other countries show how closely access to information and safe payments intertwine.

In Estonia, citizens use digital IDs to access government services, while blockchain technology ensures their transactions remain secure.
In Kenya, farmers receive SMS-based weather updates, while mobile money platforms like M-Pesa protect their small transfers against fraud.
In Brazil, citizens can track government spending online, and the PIX instant payment system includes strong protections against misuse.
In the Philippines, students use online portals for education, while the central bank enforces rules that protect digital wallet users.

Everywhere, the same pattern emerges: access builds clarity, safety builds confidence. Together, they empower citizens.

Minimal Emoticon Pause

🔑 Knowledge is the Key
💳 Safe ePayments are the Lock that Fits

Together, they open the digital door.

Looking Ahead

Today we mark Appeal No. 124 with 195 days to go before April 11. Each day in this countdown strengthens the call for Safe ePay Day to join the global calendar — not as a tech celebration, but as a citizen’s right.

When knowledge flows freely and payments flow safely, empowerment becomes real, not theoretical.

Final Reflection

On September 28, the world affirms the right to know. On April 11, we must affirm the right to pay safely.

Without one, the other falls short. Knowledge without safety creates hesitation. Safety without knowledge creates blind trust. Only together do they deliver empowerment with confidence.

This is the twist that binds the two observances: information fuels trust, and safety sustains it.

🌐 The Joy of Safe ePayments

💳
Nayakanti Prashant
Citizen Advocate – Safe ePay Day

🌿💳🧠🌍Appeal for Safe ePay Day 🌟

## Call to Action

I urge governments, financial institutions, businesses, and communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.

Let’s celebrate UPI’s milestone by making **Safe ePay Day** a global movement for secure, innovative fintech.

Together, we can build a future where financial access is universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.

No Vada Pav, not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!

📌 References

Prashant Nayakanti. (n.d.). LinkedIn profile. Retrieved September 2025, from
https://in.linkedin.com/in/prashantnayakanti

Sunday, September 28, 2025

Sept 28 Access to Information and April 11 Safe ePay Day Synergy

September 28 : International Day for Access to Information, Linked with Safe ePay Day

The Citizen Advocate Summary: Declaring April 11 as Safe ePay Day

September 27 – Appeal No 123

April 11 – Declare ‘Safe ePay Day’,

Yes, April 11 is vacant in the UN Observance Day calendar

UPI 10^th Birthday -April 11 2026 – 196 Days to Go

September 28: Unlocking Information, Unlocking Safe Payments

Explore September 28, International Day for Universal Access to Information, intertwined with April 11 Safe ePay Day, linking knowledge with secure payments.

September 28 – International Day for Universal Access to Information

Appeal No. 124 | 195 Days to Go | April 11 – Safe ePay Day (Proposed)

📖✨ “What good is information if it cannot be acted upon safely?”

On September 28, the world observes the International Day for Universal Access to Information, a United Nations–declared moment to affirm that access to knowledge is a fundamental right. In a world where billions of gigabytes flow every second, the ability to access reliable information is no longer a luxury but a lifeline.

Yet there is a twist: information without safety often breeds hesitation instead of empowerment. The bridge between knowing and doing — between reading and acting — is built on trust. And in today’s interconnected economy, trust is tested most visibly when we move from accessing information to executing financial transactions.

This is where April 11 – Safe ePay Day (Proposed) resonates as a natural twin. If September 28 stands for the right to know, April 11 stands for the right to pay safely. Together, they tell a story: knowledge unlocks doors, but safety allows us to step through them with confidence.

Access and Action: Two Sides of the Digital Coin

Consider this simple parallel:

September 28 – International Day for Universal Access to Information	April 11 – Safe ePay Day (Proposed)
Champions the right to know.	Champions the right to transact safely.
Information as a universal good.	Secure ePayments as a universal enabler.
Ensures transparency and accountability.	Ensures trust and confidence in digital systems.
Protects citizens from misinformation.	Protects citizens from fraud and misuse.
Bridges digital divides.	Bridges trust divides.

Both days celebrate empowerment — one through knowledge, the other through safety. And in the everyday lives of citizens, the two are inseparable.

The Twist in the Story

Imagine a farmer in rural India.

On September 28, he has the right to access information about market prices, weather forecasts, and government schemes.
But when he tries to sell produce or receive subsidies, the transaction must travel safely through banking channels or UPI. Here lies the relevance of April 11 – Safe ePay Day.

Or take a student abroad.

Information access allows her to register online for a course.
But enrollment is complete only when her tuition payment goes through securely — free from phishing or transaction errors.

In each scenario, information fuels intention, but safe payments complete the action. This twist — from knowledge to trustful action — is the heartbeat of linking September 28 and April 11.

Why This Intertwining Matters

1. UN Observances Inspire Parallel Movements
The UN has rightly recognized that access to information is a global priority. Citizens cannot participate in democracy or markets without it. By proposing Safe ePay Day, we extend this vision: participation in the digital economy requires safe, fraud-free, and confident transactions.

2. Digital India, Global Implications
India’s UPI revolution has shown how safe, scalable ePayments can empower millions. But every transaction carries a story — a reassurance that “my money reached the right place.” Linking this to information access reframes ePayments as not just convenience, but a citizen’s right.

3. From Awareness to Assurance
September 28 raises awareness. April 11 must deliver assurance. Knowledge must not stop at the screen; it must flow into secure action that improves lives.

Global Case Studies 🌍

The theme of “access + safety” is not unique to India. Countries across the world show how these two pillars must stand together:

Country	Information Access Example	Digital Payment Safety Example
Estonia	Open digital ID and e-residency ensure citizens can access services and data transparently.	Strong encryption + blockchain-backed records keep payments and state transactions tamper-proof.
Kenya	Farmers access SMS-based price and weather information.	M-Pesa mobile money platform invests heavily in fraud protection and transaction safety.
Brazil	Transparency portals let citizens track government spending.	The PIX payment system integrates multi-factor authentication for secure instant transfers.
Philippines	Citizens use online portals for government permits and education resources.	The central bank enforces consumer protection rules for mobile wallets and digital banks.

These cases show a consistent truth: universal access to information flourishes only when digital trust frameworks are strong.

Citizen Anecdotes 💬

1. The Shopkeeper in Jaipur
Ramesh, who runs a modest tea stall, once depended on word-of-mouth for pricing updates and cash-only payments. Today, he uses his smartphone to check wholesale tea rates online. Customers scan a QR code to pay him instantly. “I don’t fear small notes being counterfeit anymore,” he says. Access to information gave him clarity; safe ePayments gave him confidence.

2. The Migrant Worker in Dubai
Meena, working in Dubai, sends money to her family in Kerala. She reads government advisories online about safe remittance channels. On Safe ePay principles, she avoids unregulated apps and instead uses bank-linked digital transfers. Her family not only gets funds instantly but also sleeps peacefully, knowing fraud won’t eat into their livelihood. Information guided her choice; safe ePayments secured her family’s future.

These stories underline a common reality: citizens do not separate knowing from acting. For them, it is one continuous journey — and both stages must be safe.

Minimal Emoticon Break ✨

🔑 Knowledge is the Key.
💳 Safe ePayments are the Lock that Fits.

Only together can the digital door open smoothly.

A Timeline of Synergy

Date	Observance	Core Value	Link to Citizens
Sept 28	International Day for Universal Access to Information	Right to know	Citizens demand transparency, clarity, and open data.
Apr 11	Safe ePay Day (Proposed)	Right to transact safely	Citizens deserve assurance their digital payments are secure.

Notice the symmetry: September brings clarity, April brings security. Together, they promise empowered participation in the digital age.

Looking Ahead

As we count down 195 days to go, each Appeal strengthens the argument that Safe ePay Day deserves its place in the global calendar. Not as a celebration of technology alone, but as an affirmation of citizen rights in a digital economy.

When knowledge is free and payments are safe, the cycle of empowerment is complete.

Closing Reflection

On September 28, the world acknowledges that citizens must never be denied access to information. On April 11, let us also aspire that citizens must never be denied the joy of safe ePayments.

One without the other is incomplete. Information fuels trust; safety sustains it. This is the twist that binds both observances.

And perhaps, in the near future, we may see Safe ePay Day recognized not just as a citizen’s dream but as a global commitment — standing alongside UN observances as a reminder that in the digital era, empowerment rests on two legs: access and safety.

🌐 The Joy of Safe ePayments

💳
Nayakanti Prashant
Citizen Advocate – Safe ePay Day

🌿💳🧠🌍Appeal for Safe ePay Day 🌟

## Call to Action

I urge governments, financial institutions, businesses, and communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.

Let’s celebrate UPI’s milestone by making **Safe ePay Day** a global movement for secure, innovative fintech.

Together, we can build a future where financial access is universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.

No Vada Pav, not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!

📌 References

Prashant Nayakanti. (n.d.). LinkedIn profile. Retrieved September 2025, from
https://in.linkedin.com/in/prashantnayakanti