From lost meals to lost money, prevention builds a future of
safety and trust
The Citizen Advocate Summary: Declaring
April 11 as Safe ePay Day
Proposing April 11 as Safe ePay
Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks,
initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s
seamless integration of banking and merchant payments.
September 29– Appeal No 125
April 11 – Declare ‘Safe ePay
Day’,
Yes, April 11 is vacant in the UN
Observance Day calendar
UPI 10th
Birthday -April 11 2026 – 194 Days to Go
September
29: Food Loss and Waste Day Inspires Action
Every saved meal 🌱 and every safe payment 💳 matter in shaping
tomorrow.
September 29 marks the UN Day on
Food Loss & Waste. Discover its parallel with April 11 Safe ePay Day —
preventing loss, saving resources, building trust.
September
28 – International Day for Universal Access to Information
Appeal No. 124 | 195 Days to Go |
April 11 – Safe ePay Day (Proposed)
📖✨ “What good is information if it cannot be
acted upon safely?”
On September 28, the world
observes the International Day for Universal Access to Information, a
UN-recognized reminder that knowledge is a basic right. In today’s digital era,
the ability to access reliable, timely information empowers citizens to
participate in democracy, markets, and society.
But here’s the twist: information
alone isn’t enough. True empowerment only happens when citizens can act on
knowledge safely. In the digital economy, that action often takes the form of
payments — paying fees, sending money, buying goods. And this is where April
11 – Safe ePay Day (Proposed) finds its place.
If September 28 represents
the right to know, April 11 must represent the right to pay
safely. Together, they complete a circle: knowledge gives clarity, and safe
payments provide confidence.
Knowledge and Trust Go Hand in
Hand
Think of these two observances as
complementary forces.
- September 28 emphasizes the right to
access information. It’s about transparency, accountability, and
protecting people from misinformation.
- April 11 would emphasize the right to
transact safely. It’s about building trust in digital systems,
protecting citizens from fraud, and ensuring payments flow without fear.
One day secures the mind, the
other secures the money. Both are essential to digital empowerment.
Everyday Twists in Real Life
Take Ramesh, a tea seller in
Jaipur. Earlier, he depended on word-of-mouth and loose cash. Today, he checks
wholesale tea rates on his phone — that’s access to information.
But he also accepts QR payments
with confidence, knowing his money arrives instantly — that’s safe ePayments.
Or consider Meena, a migrant
worker in Dubai. She reads advisories online about official remittance
channels, which guides her decisions. Then she sends money home through secure
digital transfers, ensuring her family in Kerala receives funds safely. For
her, information and safe payments are two steps in one continuous journey.
These stories reveal the twist at
the heart of the connection: information guides, safety completes.
Why the Connection Matters
Three reasons make this link more than symbolic:
1. UN Days
Inspire Movements
The UN established September 28 to protect a right citizens cannot live without
— the right to know. Safe ePay Day builds on the same principle: in the digital
economy, people deserve the right to make secure transactions.
2. Digital
India Shows the Way
With UPI, India has proven that scalable, safe payments empower millions. Each
successful transaction reinforces trust — the same trust that fuels the value
of information access.
3. Awareness
Needs Assurance
September 28 raises awareness about access. April 11 would deliver assurance
about safety. Without both, empowerment remains incomplete.
Lessons from Around the World 🌍
Other countries show how closely
access to information and safe payments intertwine.
- In Estonia, citizens use digital IDs
to access government services, while blockchain technology ensures their
transactions remain secure.
- In Kenya, farmers receive SMS-based
weather updates, while mobile money platforms like M-Pesa protect
their small transfers against fraud.
- In Brazil, citizens can track
government spending online, and the PIX instant payment system includes
strong protections against misuse.
- In the Philippines, students use
online portals for education, while the central bank enforces rules that
protect digital wallet users.
Everywhere, the same pattern
emerges: access builds clarity, safety builds confidence. Together, they
empower citizens.
Minimal Emoticon Pause
🔑 Knowledge
is the Key
💳 Safe ePayments are the
Lock that Fits
Together, they open the digital
door.
Looking Ahead
Today we mark Appeal No. 124
with 195 days to go before April 11. Each day in this countdown
strengthens the call for Safe ePay Day to join the global calendar — not as a
tech celebration, but as a citizen’s right.
When knowledge flows freely
and payments flow safely, empowerment becomes real, not theoretical.
Final Reflection
On September 28, the world
affirms the right to know. On April 11, we must affirm the right
to pay safely.
Without one, the other falls
short. Knowledge without safety creates hesitation. Safety without knowledge
creates blind trust. Only together do they deliver empowerment with confidence.
This is the twist that binds the
two observances: information fuels trust, and safety sustains it.
🌐 The Joy
of Safe ePayments
💳
Nayakanti Prashant
Citizen Advocate – Safe ePay Day
🌿💳🧠🌍Appeal for Safe ePay Day 🌟
## Call to Action
I urge governments, financial institutions, businesses, and
communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.
Let’s celebrate UPI’s milestone by making **Safe ePay Day** a
global movement for secure, innovative fintech.
Together, we can build a future where financial access is
universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.
No Vada Pav,
not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!
📌
References
1. Nayakanti,
P. (2025, September 7). September 07 — National Buy a Book Day and April 11
— Safe ePay Day: Building Trust, One Page and One Payment at a Time.
Medium.
Retrieved from https://medium.com/@nshantin/september-07-national-buy-a-book-day-and-april-11-safe-epay-day-building-trust-one-80483f34d7e7
2. Nayakanti,
P. (2025, August 13). 218th Lalbagh Flower Show via RV Road Interchange!
Innovation in Banking.
Retrieved from https://innovationinbanking.blogspot.com/2025/08/august-13-metro-rides-blooms-218th.html
Prashant Nayakanti. (n.d.). LinkedIn profile. Retrieved
September 2025, from
https://in.linkedin.com/in/prashantnayakanti
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