September 28 : International Day for Access to Information,
Linked with Safe ePay Day
The Citizen Advocate Summary: Declaring
April 11 as Safe ePay Day
Proposing April 11 as Safe ePay
Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks,
initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s
seamless integration of banking and merchant payments.
September 27 – Appeal No 123
April 11 – Declare ‘Safe ePay
Day’,
Yes, April 11 is vacant in the UN
Observance Day calendar
UPI 10th
Birthday -April 11 2026 – 196 Days to Go
Explore September 28,
International Day for Universal Access to Information, intertwined with April
11 Safe ePay Day, linking knowledge with secure payments.
September
28 – International Day for Universal Access to Information
Appeal
No. 124 | 195 Days to Go | April 11 – Safe ePay Day (Proposed)
π✨ “What good is
information if it cannot be acted upon safely?”
On September 28, the world
observes the International Day for Universal Access to Information, a
United Nations–declared moment to affirm that access to knowledge is a
fundamental right. In a world where billions of gigabytes flow every second,
the ability to access reliable information is no longer a luxury but a
lifeline.
Yet there is a twist: information
without safety often breeds hesitation instead of empowerment. The bridge
between knowing and doing — between reading and acting — is built on trust. And
in today’s interconnected economy, trust is tested most visibly when we move
from accessing information to executing financial transactions.
This is where April 11 – Safe
ePay Day (Proposed) resonates as a natural twin. If September 28
stands for the right to know, April 11 stands for the right to
pay safely. Together, they tell a story: knowledge unlocks doors, but
safety allows us to step through them with confidence.
Access and Action: Two Sides of
the Digital Coin
Consider this simple parallel:
September 28 – International Day for Universal Access to
Information |
April 11 – Safe ePay Day (Proposed) |
Champions
the right to know. |
Champions
the right to transact safely. |
Information
as a universal good. |
Secure
ePayments as a universal enabler. |
Ensures
transparency and accountability. |
Ensures
trust and confidence in digital systems. |
Protects
citizens from misinformation. |
Protects
citizens from fraud and misuse. |
Bridges
digital divides. |
Bridges
trust divides. |
Both days celebrate empowerment
— one through knowledge, the other through safety. And in the
everyday lives of citizens, the two are inseparable.
The Twist in the Story
Imagine a farmer in rural India.
- On September 28, he has the right
to access information about market prices, weather forecasts, and
government schemes.
- But when he tries to sell produce or receive
subsidies, the transaction must travel safely through banking channels or
UPI. Here lies the relevance of April 11 – Safe ePay Day.
Or take a student abroad.
- Information access allows her to register
online for a course.
- But enrollment is complete only when her
tuition payment goes through securely — free from phishing or transaction
errors.
In each scenario, information
fuels intention, but safe payments complete the action. This twist — from
knowledge to trustful action — is the heartbeat of linking September 28 and
April 11.
Why This Intertwining Matters
1.
UN Observances Inspire Parallel Movements
The UN has rightly recognized that access to information is a global priority.
Citizens cannot participate in democracy or markets without it. By proposing Safe
ePay Day, we extend this vision: participation in the digital economy
requires safe, fraud-free, and confident transactions.
2.
Digital India, Global Implications
India’s UPI revolution has shown how safe, scalable ePayments can
empower millions. But every transaction carries a story — a reassurance that
“my money reached the right place.” Linking this to information access reframes
ePayments as not just convenience, but a citizen’s right.
3. From
Awareness to Assurance
September 28 raises awareness. April 11 must deliver assurance. Knowledge must
not stop at the screen; it must flow into secure action that improves lives.
Global Case Studies π
The theme of “access + safety” is
not unique to India. Countries across the world show how these two pillars must
stand together:
Country |
Information Access Example |
Digital Payment Safety Example |
Open digital ID and e-residency ensure
citizens can access services and data transparently. |
Strong
encryption + blockchain-backed records keep payments and state transactions
tamper-proof. |
|
Farmers access SMS-based price and
weather information. |
M-Pesa mobile money platform invests heavily in
fraud protection and transaction safety. |
|
Transparency portals let citizens track
government spending. |
The PIX
payment system integrates multi-factor authentication for secure instant
transfers. |
|
Citizens use online portals for
government permits and education resources. |
The
central bank enforces consumer protection rules for mobile wallets and
digital banks. |
These cases show a consistent
truth: universal access to information flourishes only when digital trust
frameworks are strong.
Citizen Anecdotes π¬
1. The Shopkeeper in Jaipur
Ramesh, who runs a modest tea stall, once depended on word-of-mouth for pricing
updates and cash-only payments. Today, he uses his smartphone to check
wholesale tea rates online. Customers scan a QR code to pay him instantly. “I
don’t fear small notes being counterfeit anymore,” he says. Access to
information gave him clarity; safe ePayments gave him confidence.
2. The Migrant Worker in Dubai
Meena, working in Dubai, sends money to her family in Kerala. She reads
government advisories online about safe remittance channels. On Safe ePay
principles, she avoids unregulated apps and instead uses bank-linked digital
transfers. Her family not only gets funds instantly but also sleeps peacefully,
knowing fraud won’t eat into their livelihood. Information guided her
choice; safe ePayments secured her family’s future.
These stories underline a common
reality: citizens do not separate knowing from acting. For them,
it is one continuous journey — and both stages must be safe.
Minimal Emoticon Break ✨
π Knowledge
is the Key.
π³ Safe ePayments are the
Lock that Fits.
Only together can the digital door open smoothly.
A Timeline of Synergy
Date |
Observance |
Core Value |
Link to Citizens |
Sept
28 |
International
Day for Universal Access to Information |
Right
to know |
Citizens
demand transparency, clarity, and open data. |
Apr
11 |
Safe
ePay Day (Proposed) |
Right
to transact safely |
Citizens
deserve assurance their digital payments are secure. |
Notice the symmetry: September
brings clarity, April brings security. Together, they promise empowered
participation in the digital age.
Looking Ahead
As we count down 195 days to
go, each Appeal strengthens the argument that Safe ePay Day deserves
its place in the global calendar. Not as a celebration of technology alone, but
as an affirmation of citizen rights in a digital economy.
When knowledge is free and
payments are safe, the cycle of empowerment is complete.
Closing Reflection
On September 28, the world
acknowledges that citizens must never be denied access to information. On April
11, let us also aspire that citizens must never be denied the joy of safe
ePayments.
One without the other is
incomplete. Information fuels trust; safety sustains it. This is the twist that
binds both observances.
And perhaps, in the near future,
we may see Safe ePay Day recognized not just as a citizen’s dream but as
a global commitment — standing alongside UN observances as a reminder that in
the digital era, empowerment rests on two legs: access and safety.
π The Joy
of Safe ePayments
π³
Nayakanti Prashant
Citizen Advocate – Safe ePay Day
πΏπ³π§ πAppeal for Safe ePay Day π
## Call to Action
I urge governments, financial institutions, businesses, and
communities worldwide to join hands in declaring April 11 as **Safe ePay Day**.
Let’s celebrate UPI’s milestone by making **Safe ePay Day** a
global movement for secure, innovative fintech.
Together, we can build a future where financial access is
universal, and every e-payment is safe—starting with **Safe ePay Day** in 2026.
No Vada Pav,
not even one bite,
Till SafeePay Day takes off in flight.
Quirky vow with a Mumbai flair—
Announce the date, and I’ll be there!
π
References
1. Nayakanti,
P. (2025, September 7). September 07 — National Buy a Book Day and April 11
— Safe ePay Day: Building Trust, One Page and One Payment at a Time.
Medium.
Retrieved from https://medium.com/@nshantin/september-07-national-buy-a-book-day-and-april-11-safe-epay-day-building-trust-one-80483f34d7e7
2. Nayakanti,
P. (2025, August 13). 218th Lalbagh Flower Show via RV Road Interchange!
Innovation in Banking.
Retrieved from https://innovationinbanking.blogspot.com/2025/08/august-13-metro-rides-blooms-218th.html
Prashant Nayakanti. (n.d.). LinkedIn profile. Retrieved
September 2025, from
https://in.linkedin.com/in/prashantnayakanti
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