(Appeal No. 175 – For the Proposed Safe ePay Day on April 11, 2026)
UPI @ 10 | 103 Days to Go – Tick Tock Day and
the Case for Safer ePayments
As the year winds down, Tick Tock Day meets India’s UPI
journey. With 103 days to go for UPI’s 10th birthday, a pause on trust,
preparedness, and the joy of safe digital payments.
Proposing April 11 as Safe ePay
Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks,
initiated by Dr. Raghuram G. Rajan in Mumbai.
The Citizen Advocate
Summary: Declaring April 11 as Safe ePay Day, please read the
whole series @ movethebarrier.blogspot.com/April11
Some days shout.
Others simply tick.
December 29, observed globally as Tick Tock Day, is not
about alarms or deadlines. It is about pause — the quiet moment before a year
turns, when unfinished intentions surface, and we ask ourselves what truly
deserves attention.
As India stands just 103 days away from April 11, 2026
— marking 10 years of UPI — Tick Tock Day offers a surprisingly apt lens
to reflect on our digital payment journey.
UPI solved access.
It made money movement instant, inclusive, and everyday.
But as the system matured, something else became equally important — trust
that does not demand vigilance every second.
⏳ When the Clock Ticks, What Are We Waiting For?
Most digital payment failures are not technological.
They happen in moments of haste, assumption, or unfamiliarity.
A missed detail.
A rushed tap.
A link that almost looks right.
Tick Tock Day gently reminds us:
Preparedness before panic is not a slogan — it’s a habit.
And that is where the idea of
Safe ePay Day (Proposed) finds its emotional footing.
💳 Why April 11 Deserves More Than an Anniversary
April 11 is already significant — the day UPI’s pilot journey
began.
But anniversaries look backward.
A Safe ePay Day looks forward.
It asks:
- Are
users feeling confident, not cautious?
- Are
seniors empowered, not anxious?
- Are
systems intuitive enough that safety feels natural?
In a country where digital payments are woven into daily life,
emotional confidence becomes just as important as technical security.
🟩 The C.A.S.H.E.W. Model — A
Year-End Safety Checklist
As the year winds down, Tick Tock Day offers the perfect
moment to revisit a simple, human-first safety lens:
C – Check
the source
Before every tap, pause.
A – Avoid
unknown links
Convenience should never override clarity.
S – Secure
your device
Updates and locks are quiet protectors.
H – Help
senior citizens
Trust grows when guidance is shared.
E – Educate
your circle
Safety scales through conversation.
W – Watch
for red flags
Instincts matter — listen to them.
If December 29 is reflection,
April 11 can be recommitment.
🌱 The Citizen Advocate’s Note
Safe ePay Day is not about fear.
It is about relief.
Relief that systems are designed with people in mind.
Relief that trust does not expire at speed.
Relief that digital progress includes emotional assurance.
As the clock ticks toward a new year — and toward UPI’s 10th
birthday — this is an invitation to pause, prepare, and protect the joy that
digital payments have brought into everyday life.
Not louder systems.
Just safer ones.
📖 Further Reading
Tick Tock Day is observed as a year-end pause to reflect on
unfinished intentions before the calendar turns, a fitting lens for this
countdown. For deeper context, the National Payments Corporation of India
traces UPI’s evolution, while the Reserve Bank of India offers practical
guidance on staying safe in everyday digital payments.
- Tick
Tock Day – Year-End Reflection & Unfinished Goals
https://nationaltoday.com/tick-tock-day/
(Background on Tick Tock Day and its focus on reflection before the year ends) - NPCI
– About UPI & Its Evolution
https://www.npci.org.in/what-we-do/upi/product-overview
(Authoritative overview of UPI’s purpose, growth, and design philosophy) - RBI
– Beware of Digital Payment Frauds
https://www.rbi.org.in/commonperson/English/Scripts/FAQs.aspx?Id=274
(Official guidance on safe digital payment practices)
The Joy of Safe ePayments
Nayakanti Prashant – Citizen Advocate, Safe ePay Day
“Let’s
make April 11 a global symbol of care — in payments, in protection, in
progress.”
And
yes — no Vada Pav 🍔 till Safe ePay
Day takes off in flight! 😄
🌿💳🧠🌍 Appeal for Safe ePay Day 🌟
📚 References
1️⃣ Nayakanti, P. (2025, Sept 7). National Buy
a Book Day and Safe ePay Day Medium
2️⃣ Nayakanti, P. (2025, Aug 13). 218th
Lalbagh Flower Show via RV Road Interchange! Blogger
3️⃣ LinkedIn Profile
🪞 Disclaimer
The
only Joy is “Joy of Safe ePayments.”
Nothing More – Nothing Less.
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