(Appeal No. 170 – For the Proposed Safe ePay Day on April 11 | 108 Days to Go for UPI 10th Birthday)
Proposing April
11 as Safe ePay Day — marking UPI’s
pilot launch on April 11, 2016, inaugurated by Dr. Raghuram G. Rajan in Mumbai
with 21 partnering banks.
The Citizen
Advocate Summary: Declaring April
11 as Safe ePay Day
👉
please visit movethebarrier.blogspot.com/April11
Why
International Day against Cybercrime Strengthens the Case for April 11 – Safe
ePay Day
On
International Day against Cybercrime, Appeal No. 170 links UPI @ 10 with the
proposed April 11 Safe ePay Day—building trust, awareness, and digital safety.
🔐 The Intro — International Day against
Cybercrime × Safe ePay Day
“Some observances warn.
Some observances remember.
And some quietly remind us to pause.
On the International Day against
Cybercrime, the reminder is simple yet urgent —
technology moves fast, but trust moves carefully.
Every digital payment carries more
than money.
It carries confidence, learning, and belief —
especially for first-time users, senior citizens, and everyday earners.
And that belief deserves protection.”
International Day
against Cybercrime Strengthens India’s Case for April 11 – Safe ePay Day
The International Day against
Cybercrime meets UPI @ 10 in Appeal No. 170, connecting global
digital risk awareness with India’s own digital payments journey.
Observed globally under the awareness
framework of the United Nations, this day reminds nations that
cybercrime is not merely a technical issue — it is a human trust issue.
And trust is exactly what Safe ePay
Day seeks to protect.
International
Day against Cybercrime × UPI @ 10 × Safe ePay Day (Proposed)
How Awareness,
Trust & Digital Responsibility Converge
Cybercrime does not discriminate by
age, income, or education.
It preys on urgency, fear, silence, and unfamiliarity.
India’s digital payments ecosystem is
among the world’s most admired — but its true strength lies not in speed alone,
but in how safely citizens use it.
This is where the International Day
against Cybercrime aligns seamlessly with Safe ePay Day.
⭐ Why
International Day against Cybercrime Matters in the Safe ePay Day Movement
Cybercrime succeeds when there is:
• haste
• fear
• misinformation
• silence
• lack of awareness
Safe ePayments succeed when there is:
• pause
• verification
• calm decision-making
• vigilance
• shared learning
UPI is instant.
But safety is intentional.
🔒 Cybercrime &
Digital Safety: The Unexpected Bridge
A cyber fraud typically unfolds
through:
1.
An unknown link
or call
2.
Manufactured
urgency
3.
Screen-sharing or
OTP request
4.
Emotional
pressure
5.
Silence or
embarrassment
6.
Delayed reporting
7.
Loss of
confidence
8.
Withdrawal from
digital usage
9.
Distrust in
systems
A Safe ePayment is built through:
1.
Awareness
2.
Verification
3.
QR caution
4.
Link avoidance
5.
Screen-share
refusal
6.
App hygiene
7.
Beneficiary
confirmation
8.
Scam recognition
9.
Emotional
confidence
Two journeys — one harmful, one
empowering — separated only by awareness.
🌍 International
Day against Cybercrime × Digital India: A New Lens
UPI transactions move through a secure
chain —
user → app → bank → NPCI → beneficiary.
Cybercrime prevention also relies on a
chain —
citizen → bank → NPCI → cyber cells → regulators.
Both systems depend on:
• trust
• accuracy
• vigilance
• timely reporting
• shared responsibility
One weak moment can shake confidence.
One informed habit can prevent harm.
This is why India needs one annual
safety ritual —
Safe ePay Day (April 11 – Proposed).
🟦 UPI @ 10 — A
Decade of Convenience, Now a Decade of Care
UPI’s first decade delivered:
• ubiquity
• inclusion
• interoperability
• merchant empowerment
• global admiration
But its second decade must deepen:
• user confidence
• fraud awareness
• redressal trust
• empathy for digital learners
• safety-first behaviour
Safe ePay Day is the annual reminder
that converts convenience into confidence.
🟧 Citizen Story —
When Awareness Restores Trust
Ramesh, a retired schoolteacher, began
using UPI to support his grandchildren’s education.
One afternoon, a caller posing as
“bank support” convinced him to share his screen.
₹3,500 disappeared in minutes.
What mattered most was not the loss —
but the reassurance from his bank staff and neighbours who patiently explained:
• screen-sharing risks
• verification habits
• scam reporting
• calm digital decision-making
Today, Ramesh helps other seniors in
his housing society stay alert.
Cybercrime was individual.
Digital safety became collective.
🟩 Cybercrime
Prevention vs Digital Safety Framework
Cybercrime thrives on:
• deception
• urgency
• fear
• isolation
Digital safety thrives on:
• awareness
• patience
• verification
• community learning
This emotional symmetry makes the
International Day against Cybercrime a powerful platform to restate the case
for Safe ePay Day.
🟩 WHAT IF: India Reinforces the C.A.S.H.E.W.
Digital Safety Model?
A memorable safety checklist:
C.A.S.H.E.W. Model
C – Check the source
A – Avoid unknown links
S – Secure your device
H – Help senior citizens
E – Educate your circle
W – Watch for red flags
India can reinforce this annually on
April 11 – Safe ePay Day (Proposed).
🟧 Why April 11 Must Be Declared Safe ePay Day
India observes days for:
• science
• environment
• health
• handwashing
• statistics
Yet the behaviour practiced daily by
1.4 billion citizens —
digital payments — still has no national safety observance.
Cybercrime doesn’t need a new warning
every day.
It needs one day each year when citizens remember how to stay safe.
April 11 — UPI’s birthdate — becomes
that anchor.
🟨 The Appeal
Appeal No. 170 –
Declaring April 11 as Safe ePay Day (Proposed)
With respect to policymakers, RBI,
NPCI, banks, fintechs, cyber teams, and educators:
👉 Let April 11 be India’s Safe ePay Day
—
a national commitment to
💳
awareness
🔐
protection
📲
responsible digital habits
🛡️
fraud prevention
🤝
empathy for digital learners
🌍
leadership in digital trust
🔐 The Closing —
International Day against Cybercrime × Safe ePay Day
“Cybercrime reminds us that trust can
be fragile.
Safe ePay Day reminds us that trust can be strengthened.
When awareness becomes habit and
safety becomes culture,
digital progress becomes sustainable.
That day deserves a place on India’s
calendar.
That day can be April 11 — Safe ePay
Day.”
The Joy of Safe
ePayments
Nayakanti Prashant – Citizen Advocate, Safe ePay Day
“Let’s make April 11 a global symbol
of care — in payments, in protection, in progress.”
And yes — no Vada Pav 🍔 till Safe ePay Day takes off in flight! 😄
🌿💳🧠🌍 Appeal for Safe ePay Day 🌟
📚 References
1️⃣ Nayakanti, P.
(2025, Sept 7). National Buy a Book Day and Safe ePay Day Medium
2️⃣
Nayakanti, P. (2025, Aug 13). 218th Lalbagh Flower Show via RV Road
Interchange! Blogger
3️⃣
LinkedIn Profile
🪞 Disclaimer
The only Joy is “Joy of Safe
ePayments.”
Nothing More – Nothing Less.
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